As the saying goes, everything is bigger in Texas – and some say better, too! Whether you’re drawn by the vibrant cities, sprawling landscapes, or just hankering for Tex-Mex, buying a home in Texas is going to be one big adventure. Here’s what you can expect when setting up a home in the Lone Star State.
Sizzling Summers, Mild Winters
Depending on where you choose to settle, you might experience sizzling summers, mild winters and everything in between! Texas is known for its warm climate, with summers often soaring above 100° F. Investing in a good HVAC system will be essential to staying comfortable year-round.
If you’re near the coast, you’ll also want to consider weather-resistant features, such as storm windows and reinforced roofing to protect yourself during severe rainstorms!
No State Income Tax
A big perk of moving to Texas? It’s one of the few states that doesn’t have state income tax! The trade-off? Property taxes in Texas may be higher than the national average. These taxes fund essential services like schools and public safety and it’s crucial to factor this in when budgeting for your new home. No matter where you live, it’s essential to understand how property taxes will impact your overall budget.
Down-Payment Assistance Programs
There may be a number of local first-time homebuyer loans and programs to help qualified buyers purchase a home in the Lone Star State! These local offers may provide several affordable mortgage options for eligible homebuyers, such as assistance with their down-payment, closing costs, and even reduced mortgage insurance premiums if you qualify!
Texas is home to wide range of communities, each with its own character! Whether you’re drawn to the energy of the cities or the tranquility of the countryside, Texas welcomes newcomers with open arms!
